11 Problems Music Can Solve

musicMusic is a splendid thing. It can cheer you up when you’re sad, make you dance like a fool, and allow you to drown out the world when you need to. But music has its scientific uses, too. The new documentary Alive Inside details how dementia patients react positively when given iPods filled with their old favorite songs. The music seems to help them “come alive” again. While listening to familiar songs, many of the documentary’s patients can sing along, answer questions about their past, and even carry on brief conversations with others.

“Music imprints itself on the brain deeper than any other human experience,” says neurologist Oliver Sacks, who appears in the film. “Music evokes emotion, and emotion can bring with it memory.”

The documentary follows recent studies showing that music can improve the memories of dementia patients, and even help them develop new memories.

Here, a look at some other things music has been known to “cure”:

1. Low Birth Weight

Babies born too early often require extended stays in the hospital to help them gain weight and strength. To help facilitate this process, many hospitals turn to music. A team of Canadian researchers found that playing music to preemies reduced their pain levels and encouraged better feeding habits, which in turn helped with weight-gain. Hospitals use musical instruments to mimic the sounds of a mother’s heartbeat and womb to lull premature babies to sleep. Researchers also say that playing calming Mozart to premature infants significantly reduces the amount of energy they expend, which allows them gain weight.

It “makes you wonder whether neonatal intensive care units should consider music exposure as standard practice for at-risk infants,” says Dr. Nestor Lopez-Duran at child-psych.org.

2. Droopy Plants

If music helps babies grow, can it do the same thing for plants? Dorothy Retallack says yes. She wrote a book in 1973 called The Sound of Music and Plants, which detailed the effects of music on plant growth. Retallack played rock music to one group of plants and easy listening music to another, identical group. At the end of the study, the ‘easy listening’ plants were uniform in size, full and green, and were even leaning toward the source of the music. The rock music plants had grown tall, but they were droopy, with faded leaves, and were leaning away from the radio.

3. The Damaging Effects of Brain Damage

Of the 1.5 million Americans who sustain brain damage each year, roughly 90,000 of them will be left with a long-term movement or speech disability. As treatment, researchers use music to stimulate the areas of the brain that control these two functions.

When given a rhythm to walk or dance to, people with neurological damage caused by stroke or Parkinson’s disease can “regain a symmetrical stride and a sense of balance.” The beats in music help serve as a footstep cue for the brain.

Similarly, rhythm and pitch can help patients sing what words they can’t say. A study of autistic children who couldn’t speak found that music therapy helped these children articulate words. Some of these kids said their first words ever as a result of the treatment.

“We are just starting to understand how powerful music can be. We don’t know what the limits are.” says Michael De Georgia, director of the Center for Music and Medicine at Case Western Reserve University’s University Hospitals Case Medical Center in Cleveland.

4. Teen Loitering

Public libraries, malls, and train stations already know this: Teenagers typically don’t like classical music. In fact, they dislike it so much that “it sends them scurrying away like frightened mice,” says the LA Times. The theory is that when the brain hears something it dislikes, it suppresses dopamine, “the pleasure chemical.” And as teenagers’ moods fall, they go elsewhere to find something to bring it back up.

So if you want the neighbor kids to get off your lawn, turn up the Tchaikovsky.

5. Hearing Loss

OK, maybe music can’t cure hearing loss, but it may help prevent it. A study of 163 adults, 74 of them lifelong musicians, had participants take a series of hearing tests. The lifelong musicians processed sound better than non-musicians, with the gap widening with age. “A 70-year-old musician understood speech in a noisy environment as well as a 50-year-old non-musician,” explains Linda Searling at the Washington Post.

6. A Broken Heart

Not the kind caused by rejection, but the kind caused by a heart attack. Music can help patients who are recovering from heart attacks and heart surgery by lowering blood pressure, slowing the heart rate and reducing anxiety. As a preventative, try listening to “joyful” music, or songs that make you feel good. Research says listening to songs that evoke a sense of joy causes increased circulation and expanded blood vessels, which encourages good vascular health.

7. Poor Sport Performance

In 2005, a UK study found that listening to music during sports training can boost athletic performance by up to 20 percent. That’s roughly equal to the boost some athletes get from illegal performance-enhancing drugs, except music doesn’t show up on a drug test. For best results, try music with a fast tempo during intense training and slower songs during cooldown.

8. Grumpy Teens

In a 2008 study, researcher Tobias Greitemeyer wanted to study how lyrics impacted teenagers’ attitudes and behavior. To do so, he exposed one group of teens to “socially conscious” songs with a positive message, like Michael Jackson’s “Heal the World.” Another other group listened to songs with a “neutral” message. The researchers then “accidentally” knocked over a cup of pencils. The group listening to positive songs not only rushed to help more quickly, but picked up five times as many pencils as the other group.

9. Illiteracy

A 2009 study comparing two groups of second graders from similar demographics suggests learning music boosts reading abilities. The only major difference between the two groups was that one learned music notation, sight-reading and other skills, while the control group did not. Each group was tested for literacy before and after the school year. The end-of-year scores for the control group improved only slightly from their beginning of the year scores, while the kids with a music education scored“significantly higher,” especially on vocabulary tests.

10. Sluggish Alcohol Sales

Are you a wine store owner suffering from an overstock of German vino? Try pumping some German tunes through your store. A 1999 study showed that doing so boosted German wine sales, and similarly, playing French music boosted French wine sales. Customers said they were completely oblivious to what music was being played.

11. Wine Snobbery

Ever purchased a bottle of wine with recommended listening printed on the bottle? Well, makers of cheap wine may want to consider that tactic. A group of researchers say certain types of music can “enhance” the way wine tastes by up to 60 percent. In a study, wine-drinkers rated white wine as 40 percent more refreshing when it was accompanied by “zingy and refreshing” music (“Just Can’t Get Enough” by Nouvelle Vague was their go-to zingy song). The taste of red wine was altered 60 percent by “powerful and heavy music” like Orff’s “Carmina Burana.”

“The tongue is easy to dupe.” says Jonah Lehrer at Wired.

Now if you’ll excuse me, I have some $8 chardonnay that needs a little help from Tina Turner.

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Music Review: Jon Hamar “Here After”

Jon' s picsLast month was National Jazz Month – I went back to a disc I hadn’t listened to for a while. The composer/performer is a close personal friend as well as a recipient of the Golden Ear Awards "Best Emerging Artist!" I won’t pretend that I am completely objective.

On His album “Here After”, Jon is both in control and creative. Unlike most virtuosos, he’s not interested in showing you just how great he is (although he is!). He serves the music and keeps the band together. In my years of playing with him, he never once asked to solo, yet he shows just how lyrical he can be when given the floor. On “Theme for Frances”, you’ll been taken back to a time before drum machines, when musicians had to have an internal groove.

My suggestion—go to www.JonHamar.com and take a listen. I’m confident you’ll want your own copy. It is music you’ll listen to multiple times and still find it revealing something new. Rumor has it that there is a new CD about to come out. Totally recommended!

Consumers Views On Homeownership Shifting?

happy couple jumping of joyWith the recession technically over, many questions have circulated about the future of housing and whether the concept of homeownership will forever be changed in the United States. Well-known psychotherapist, Dr. Robi Ludwig partnered with Coldwell Banker Real Estate to explore the feelings Americans have on the value of the home and homeownership now, compared to before the economic downturn.

The Psychology of the Home Post-Recession

“After any major fallout like a financial downturn, it’s natural to examine and sometimes alter the way we think about fundamental issues in our lives,” said Dr. Robi Ludwig “So it makes sense that this survey shows we are re-thinking what passed for conventional wisdom during the ‘boom years’. Instead of taking things for granted, people are protective of their jobs, homes and futures,” she explained. “And now that we’re picking up the pieces, we’re seeing a psychological shift. Instead of looking at homes through the eyes of an economist, we’re realizing that a home doesn’t solely equate to financial return or measure only to a mortgage amount. Instead the home is the emotional center of our lives, and it remains a critical component of who we are.”

• A majority of U.S. adults (79 percent) indicate the recession has caused society to rethink the concept of homeownership.
• In fact, 84 percent of U.S. adults agree more people took owning a home for granted before the recession, and nearly three-quarters (72 percent) said they feel like Americans have a greater respect for it now than they did before the recession.
• Seventy-five (75) percent of U.S. adults agree that due to changes in the housing market and/or economy there has been an overemphasis on the financial value of a home rather than the emotional value of a home.

How the Recession Has Caused Americans to Re-examine the Value of Their Home

“There’s no doubt that housing has been in the eye of the economic storm,” said Jim Gillespie, chief executive officer, Coldwell Banker Real Estate LLC. “However, our work with Dr. Ludwig underscores that Americans remain bullish on homeownership and have not forgotten the inherent, emotional reasons that make our homes precious to us – in tough times or not. People are simply and rightly being more mindful about what they need and what they can afford, and are more carefully considering when to become homeowners.”

The survey strongly indicates that people are re-evaluating their needs vs. wants when purchasing a home. Ninety (90) percent of U.S. adults agree that some people purchased more expensive homes than they should have before the recession. Meanwhile, 86 percent of Americans agreed that people are more closely evaluating how much home they can truly afford now, compared to before the recession.

Home Renting vs. Buying a Home: It’s Far More than a Financial Decision

“Renting offers many people a suitable temporary solution, but in the long run, owning a home appeals to our innate desire for having things we can call our own, while providing a connection to the community around us,” said Dr. Ludwig. “Homeownership is a commitment; it’s about being rooted, which is one of our human instincts. I was encouraged to see that so many respondents recognize that commitment to a home, just like in a relationship, can often bring immense satisfaction.”

The survey found homeownership is part of the American Dream and that the United States becoming a “rent-based” society does not appear plausible:

• Ninety-one (91) percent of Americans agreed that owning a home is part of the American Dream (93 percent of homeowners, and 89 percent of renters).
• Eighty-three (83) percent of renters said that they want to own a home someday.
• Despite the economic challenges so many have faced, 94 percent of homeowners agreed that they are glad they own a home.

Why Homeownership is a Pillar of Success for So Many Americans

“Homeownership provides a stable environment that is not dictated by the whims and rules of a landlord,” Dr. Ludwig said. “We and our children flourish in secure environments. The feeling you get when you step through your front door or pull into your driveway is indescribable and priceless and the same holds true for our children who crave stability. While I know that financial hardships during the recession clearly have impacted many households, it is clear that the emotional value of a home is still strongly recognized.”

The survey found a high percentage (95) of parents / legal guardians agreed that it is important for their children to own a home someday; and 74 percent feel it’s absolutely essential / very important.

Additionally, more than three-quarters of homeowners (78 percent) said that owning a home is one of their greatest achievements, and 85 percent of U.S. adults (which includes both homeowners and renters) agreed that they always dreamed of owning a home.

How Our Homes Play a Role in Our Personal Identity

“People universally understand what it feels like to ‘be at home,’ and homeownership is an intrinsic element in our society”, said Dr. Ludwig. “The ability to alter colors, make minor cosmetic alterations and structural changes are so important to showcasing our personalities. And one of the reasons people feel so strongly connected to the home is because it is in many ways a reflection of who they are.”

Seventy-one (71) percent of U.S. adults agree that their home is a reflection of their identity, with homeowners being significantly more likely to agree with this statement than renters (74 percent, compared to 67 percent of renters).

A video of Dr. Robi Ludwig discussing this topic more in-depth can be found at http://youtu.be/c9wwQuJY4mg.

Real Estate: Is Now a Good Time to Buy?

RealEstateIsNowaGoodTimetoBuy

The reality is that the answer is different for all of us. Working with someone you trust is the most important thing you can do in making this decision. Let me know how I can help.

Positive Signs Abound for Housing

thumbs_upThe first quarter of 2012 was the best first quarter for real estate in five years, and pending contracts suggest that the second quarter of 2012 will be the best second quarter in five years, NAR Chief Economist Lawrence Yun said this morning at the Residential Economic Update during the NAR Midyear Legislative Meetings & Trade Expo.

Moreover, he said the second half of this year could be even better than the first, in part because of continued increases in rental costs and record affordability of homes. "Renters are getting squeezed, and they don’t want to rent anymore," Yun explained. "This could be the year we see the release of pent-up demand."

Home prices have been skipping along the bottom for about a year now, Yun said, a trend that has drawn investors into the market. These investors have helped housing through a couple of difficult years and partly mitigated the dysfunctional mortgage market.

"Right now is the time to buy low," he said. "Investors are coming in to take advantage. Second homes started to recover nicely last year because of investors."

However, home values are poised for a rebound as more traditional buyers move back into the market, Yun said. In fact, this has already started to happen in areas such as Phoenix and Miami, which have seen year-over-year (March 2011 to March 2012) double-digit percentage increases in home prices.

As real estate improves, consumer psychology around home ownership will change, he added. Coupled with the recent — if relatively modest — job growth and stock market gains, conditions are right for a sustained housing recovery.

Future Challenges

Nonetheless, there are issues that could restrain a turnaround in housing. Mortgages are still too hard to come by, the shadow inventory — while declining — remains historically high, and price inflation is rising "above the Fed’s comfort level," Yun said.

To address that last problem, the Federal Reserve will likely raise rates in 2013 and 2014. Yet Yun contends a modest rise in interest rates wouldn’t necessarily be a bad thing for the housing market. That’s because an increase in rates would cause financial institutions to focus their mortgage servicing departments on purchase loans instead of refis.

The biggest challenge, though, remains the murky political and regulatory environment, particularly the repeated threats from legislators and policymakers to alter or eliminate the mortgage interest deduction. Additionally, the country is racing toward a "fiscal cliff" on Jan. 1, 2013, the date by which a compromise federal budget must be approved. If this is delayed, there will be automatic government spending cuts, which would probably create a fallout effect in the financial markets.

U.S. Migration Patterns

In a presentation preceding Yun’s, Fed Economist Raven Molloy went over data that showed migration within the United States had fallen across practically all demographic categories since the 1980s. This has significant implications for real estate, as a decline in the number of people moving around within the country can translate into a decline in home-purchase activity.

There were no sharp moves downward in internal migration during the recession, which suggests the trend is not connected to the housing market or macro-economic cycles, Molloy said. If this was the case, migration would likely increase in the next few years as the job market improves and household formation picks up. Instead, it could remain flat or fall as the economy recovers.

In his presentation, Yun said this trend, which doesn’t have a clear source, is a problematic development.

"It’s troubling," he said. "We want to have a very dynamic society where people can move up and trade up."

— Brian Summerfield, REALTOR® Magazine

User activity: A comparison of social networking sites [infographic]

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Mortgage Forgiveness Debt Relief Act: Will It Be Extended?

Many of our readers have asked whether or not we believe the Mortgage Forgiveness Debt Relief Act of 2007 will be extended past its current expiration scheduled for the end of the year. As a reminder, the legislation ensures that homeowners who received principal reductions or other forms of debt forgiveness on their primary residences do not have to pay taxes on the amount forgiven.

The reason this act is important in today’s housing market is that, without the act, debt is reduced through mortgage modifications or short sales qualifies as income to the borrower and is taxable. If the legislation is not extended, then it would require homeowners to complete a short sale or modification prior to year’s end in order to avoid a tax consequence.

In February, DSNews reported:

“Obama’s FY2013 budget proposal includes an extension of the Mortgage Forgiveness Debt Relief Act of 2007…

In the Treasury’s Green Book, its summary explanation of the administration’s budget proposal, it calls for an extension of the tax break due to “the continued importance of facilitating home mortgage modifications.”

The administration is proposing an extension that would apply to any amounts forgiven before January 1, 2015.”

In today’s political environment, the passage of any budget proposal could be considered doubtful. However, both parties seem to be in agreement that this provision should be extended. We can only hope that it doesn’t fall victim to an election year.

Disclaimer: As with all tax issues, we strongly suggest you consult with your accountant to find out how this may impact you and your family.

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A Changing Population

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